„…As soon as I got home, I turned off the Garmin. THE GARMIN!!! It was right in front of me the whole time. I quickly ran upstairs and plugged it in to my computer. “Please download! Please download!” I said over and over. Sure enough, it downloaded and the full telemetry of my ride came up, including a map and running time stamp of my ride. Clear as day, you could see where I stopped at the stop sign, where I got hit by the car, and where my bike came to rest. On the corresponding time stamp, you could see the speeds, the stops, and even where my heart rate spiked as she hit me. Then you could see when my bike was moved out of the street, then when I picked it up and fixed it and got it back home. All of it was on there. I called the police department to say I had this but they were reluctant to do anything. They said it was a matter for the insurance companies and refused to add it to the file. That left me a bit disheartened.
Nevertheless, I called the driver’s insurance company in the morning. Not surprisingly, the driver had already made a claim and insisted it was my fault. They wanted me to give my statement, which I did. During my statement, I mentioned the GPS telemetry. Instantly, the agent perked up and asked if I could send it to her. I told her that I was happy to send it to her in any format she wanted: a screen shot, several screen shots, the whole file, even the Garmin itself, anything she wanted. Anyway, I sent it to her and she was able to see exactly what happened, how it happened, and when it happened.
Within a day, the driver’s insurance took responsibility for the accident and I was able to get my bike fixed and once I was able to train properly again, I was back at it. Without my Garmin, I don’t know if this would have happened. It certainly would not have happened as quickly as it did. The insurance company was absolutely top notch. Once they realized what had happened, they acted swiftly and professionally. What proof would I have had without the Garmin? What would the outcome have been?
So, to our fans and followers out there who are thinking about using GPS, here is another important reason to use one. I am very grateful that I had it on that day, and grateful to the insurance company for knowing what they were looking at. I will carry my Garmin with me for much of the foreseeable future. Be careful out there.“